About us

HCR is a firm of experienced independent financial advisers based in Essex providing financial advice to individuals.

What is financial planning?

Financial planning provides advice and direction to your financial decisions. It allows you to understand how each financial decision you make can affect other areas of your finances.

We offer financial planning advice and follow a number of important steps to allow you to take a “big picture” approach so that you understand financially where you are currently . Using these steps, we can then work out where you are now, what you may need in the future and what you must do to reach where you want to be in the future.

By viewing each financial decision you take as a whole, you are able to consider the short and long-term effects on your financial goals. You can then adapt more easily to life changes and feel more secure that your goals are on track.

What does being ‘independent’ mean?

Being independent means that we can consider products from all firms across the market and will give unbiased and unrestricted advice. This allows us to select the most suitable products to meet our clients needs from the whole of the financial market place; thereby giving our clients peace of mind in the knowledge that they are receiving the most suitable advice and the highest standards of service.

Why are we different to other IFA firms?

Because we are customer focused and professional, and we always try to set our advice at a level that you can understand. Whatever your profession or background – we can advise you. Our mandate is one of “plain speaking”, which means that your understanding of the advice being offered is paramount.

Why should you choose HCR?

Because hundreds of people already do. Some of our clients have been with us for two or three decades which we believe is testimony to how satisfied they have been with our service. The company was originally formed in 1998 in Billericay.

We provide independent financial advice, planning and guidance to individuals.  We also have links with an established Chartered Firm – DGS Independent Financial advisers who are able to support corporate clients with employee benefits solutions and company specific financial advice.

We have 4 fully qualified Independent Financial Advisers.

We also have a friendly support team, who ensure that our advisers can concentrate on doing what they do best – looking after you and your financial affairs.