News & Views - HCR IFA

News & Views

winter-news-letter

Winter Newsletter 2019 / 2020

  • Tone up your finances in 2020
  • The sandwiched: finding time to thrive
  • ATOMIC explosion! Acronyms Take Over Many Invest.....
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An Introduction to Pensions

  • What is a pension?
  • What types of pension are there?
  • What tax relief do I get on my pension contributions?
  • .....
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An Introduction to ISAs

  • Finding the right ISA for you
  • How much can you save in your ISA?
  • Opting for cash or shares - or a combination?
    • .....
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An Introduction to Mortgages

  • Finding the right mortgage for you
  • How much can you afford to borrow?
  • Getting your finances in order
  • Why y.....
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An Introduction to Life Insurance

  • Deciding how much cover is right for you
  • Term insurance or whole-of-life policy?
  • Choosing a joint or single policy
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An Introduction to Equity Release

  • Two ways to release equity
  • This mortgage is for life (usually)
  • Home reversion and lifetime mortgages
  • Takin.....
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An Introduction to Inheritance Tax

  • Are you considering IHT planning?
  • What's the threshold and how can I reduce my liability?
  • The main residence nil-rate.....
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An Introduction to End of year tax planning

  • Your main tax planning opportunities
  • Your pension, ISAs, IHT and CGT
  • Using your Dividend Allowance
  • Don't m.....
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An Introduction to Home Insurance

  • Deciding what type of cover is right for you
  • Protecting your valuables away from the home
  • Understanding how an excess.....
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Autumn Newsletter 2019

  • How much do you need to retire comfortably?
  • Gender protection gap revealed
  • In the news - a whistle stop tour of some .....
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Copyright HCR IFAs Ltd 2016

HCR Independent Financial Advisers Limited is registered in England and Wales. Company number 04463931

Registered address: 2 Crown Buildings, The Green, Chingford, London E4 7EX

Trading address: Suite 5 First Floor, Foremost House, Radford Way, Billericay, Essex CM12 0BT

Authorised and regulated by the Financial Conduct Authority under reference 216219

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

Not all products and services offered are regulated by the FCA. For further information and to check each firm’s registration details, please visit the FCA using the link below.

The Financial Conduct Authority is the main regulatory body for the financial services, general insurance and healthcare industries http://www.fca.org.uk/

The Financial Ombudsman Service provides consumers with a free, independent service for resolving disputes with financial firms http://www.financial-ombudsman.org.uk/

If you have any questions relating to the information contained in this page, please contact us at enquiries@hcrifa.co.uk

Should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to enquiries@hcrifa.co.uk or by telephoning us on 01277 824744 where we will try to resolve your concern at the earliest time possible. A summary of our internal complaints handing procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financialombudsman.org.uk or by contacting them on 0800 023 4567