We tend not to think about how to pay for long term care until one of our relatives has to go into a residential home. It is only then that the impact of providing this type of care becomes clear. The weekly costs can really start to mount up, particularly if 24-hour residential support needs to be on hand. Therefore, it is not surprising that most people do not have sufficient income to meet these costs.
However, by paying either a monthly or a single premium, you can add to the amount currently available through state benefits to fund the cost of such care. This means having to deplete less of your assets to meet the cost, thereby leaving more of your estate for your beneficiaries when you die.
HCR have a dedicated team of Independent Financial Advisers (IFA) who can ensure you are receiving the right financial advice and the highest standard of service.
For a free consultation to discuss your Long-Term Care Planning requirements together with any other financial needs
Contact Us today"We would like to thank your company for safely handling our finances over the years and thereby giving us a creditable return on our initial outlay. Thanks to you all we will now have a far more comfortable retirement. We would have no hesitation in recommending your services to others."
Keith & Vanda
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