Your Window On Money Summer 2026

Our latest Money newsletter explores pensions, savings, investing, Inheritance Tax changes, retirement planning and practical steps to help strengthen your financial future.

Key Takeaways

Research reveals that nearly a third of UK adults haven’t updated financial plans despite major life changes

Younger savers show higher pension engagement and investment awareness, actively reviewing and adjusting investment choices

With the right planning for your retirement, it’s can be possible to also reduce the impact on your estate

Life insurance can play a valuable role by providing a lump sum on death to help cover the tax bill

Retirement saving can be more complex for self-employed workers. It’s never too late to improve retirement readiness

The key question is not ‘cash or investing?’ – it’s whether your money has intention to provide growth

HCR Independent Financial Advisers Limited is registered in England and Wales. Company number 04463931

Registered address: 2 Crown Buildings, The Green, Chingford, London E4 7EX

Trading address: Suite 5 First Floor, Foremost House, Radford Way, Billericay, Essex CM12 0BT

Authorised and regulated by the Financial Conduct Authority under reference 216219

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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

Not all products and services offered are regulated by the FCA. For further information and to check each firm’s registration details, please visit the FCA using the link below.

The Financial Conduct Authority is the main regulatory body for the financial services, general insurance and healthcare industries http://www.fca.org.uk/

The Financial Ombudsman Service provides consumers with a free, independent service for resolving disputes with financial firms http://www.financial-ombudsman.org.uk/

If you have any questions relating to the information contained in this page, please contact us at enquiries@hcrifa.co.uk

Should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to enquiries@hcrifa.co.uk or by telephoning us on 01277 824744 where we will try to resolve your concern at the earliest time possible. A summary of our internal complaints handing procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financialombudsman.org.uk or by contacting them on 0800 023 4567

Website by Pebble.

Your Window On Money Summer 2026

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Tel. 01277 824744

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