Your Window on Home Finance Spring 2026

Spring is prime time for mortgage reviews. Whether buying, moving or remortgaging, a conversation now could put you ahead.

Average UK rental yields increased to 7.15%

Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value

Housing wealth is increasingly integrated into retirement planning

Rent control and safety reforms expand across devolved nations

Over one-third of mortgage holders have no protection in place

HCR Independent Financial Advisers Limited is registered in England and Wales. Company number 04463931

Registered address: 2 Crown Buildings, The Green, Chingford, London E4 7EX

Trading address: Suite 5 First Floor, Foremost House, Radford Way, Billericay, Essex CM12 0BT

Authorised and regulated by the Financial Conduct Authority under reference 216219

Using the FCA Firm Checker tool you can check that we are authorised and also have the permissions to provide the services you want.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

Not all products and services offered are regulated by the FCA. For further information and to check each firm’s registration details, please visit the FCA using the link below.

The Financial Conduct Authority is the main regulatory body for the financial services, general insurance and healthcare industries http://www.fca.org.uk/

The Financial Ombudsman Service provides consumers with a free, independent service for resolving disputes with financial firms http://www.financial-ombudsman.org.uk/

If you have any questions relating to the information contained in this page, please contact us at enquiries@hcrifa.co.uk

Should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to enquiries@hcrifa.co.uk or by telephoning us on 01277 824744 where we will try to resolve your concern at the earliest time possible. A summary of our internal complaints handing procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financialombudsman.org.uk or by contacting them on 0800 023 4567

Website by Pebble.

Your Window on Home Finance Spring 2026

WANT TO FIND OUT MORE ABOUT OUR SERVICES?

Tel. 01277 824744

Email. enquiries@hcrifa.co.uk