Topic Guides

Changes to Inheritance Tax on Pensions

Major changes to the Inheritance Tax (IHT) regime surrounding pensions are coming in April 2027 (subject to legislation) and it’s important to be prepared for them.

Commercial Lending

• What is commercial lending?
• Asset finance
• Invoice finance
• Business insurance
• Bridging fina.....

Long-term care

• The cost of long-term care
• Government support for care fees
• Your property and funding your care
• Giftin.....

How inflation impacts your finances

• Measuring inflation
• The impact of high inflation
• What is ‘Bank Rate’?
• Purchasing power

The Value of Financial Advice

• The numbers bear out
• True value
• A vital part of the advice process
• What investors must remember
.....

Leaving an Inheritance

• Inheritance Tax (IHT) and you
• The benefits of forward planning
• Protecting your family's financial future
<.....

Investing in Times of Uncertainty

• Finding the right balance
• Communication is key
• Adopting the longer-term view
• Diversifying your portfol.....

Investing for the Long Term

• Lessons from history
• Not the first FTSE 100 dip
• The ascent of the 1990s
• A 1,000-point drop

Tax Planning

• How professional advice can help
• Your investments
• Pension planning pays
• Getting ahead with Inheritance.....

Sustainable and Ethical Investing

• Investing responsibly
• The moral maze
• Ethical investing
• ESG and Sustainable Investing
• The t.....

Retirement Planning

• Your vision for retirement
• Your retirement options
• The value of financial advice
• Your retirement plan<.....

Receiving a Windfall

• Handling an inheritance
• Received a large bonus?
• Or even won the lottery?
• Selling your business or prop.....

Pensions

• What is a pension?
• What types of pensions are there?
• What tax relief do I get on my pension contributions?
.....

Mortgages

• Finding the right mortgage for you
• How much can you afford to borrow?
• Getting your finances in order
• W.....

Life Insurance

• Deciding how much cover is right for you
• Term insurance or whole-of-life policy?
• Choosing a joint or single policy.....

ISAs

• Finding the right ISA for you
• How much can you save in your ISA?
• Opting for cash or shares – or a combination?

Investing

• Why should you invest?
• Lessons from the past
• The right strategy – step by step
• Communication – a v.....

Investing for Children

• Assess your objectives
• Making an investment plan
• Choosing the most suitable investment
• Top tips for ma.....

Intergenerational Financial Planning

• A need to optimise family resources
• ‘The Great Wealth Transfer’
• Involving your family
• Solutions to.....

Inheritance Tax

• Are you considering IHT planning?
• What’s the threshold and how can I reduce my liability?
• The main residence nil.....

Home Insurance

• Deciding what type of cover is right for you
• Protecting your valuables away from the home
• Understanding how an exc.....

Equity Release

• Two ways to release equity
• This mortgage is for life (usually)
• Home reversion and lifetime mortgages
• T.....

End of Tax Year Planning

• Your main tax planning opportunities for the 2024-25 tax year
• Focus on your pension, ISAs, IHT and CGT
• Using your .....